1. Scope

This Privacy Policy applies to all SalaryKart programs, websites, applications, and financial services. By accessing or using our platform, you acknowledge and accept the practices described herein.

2. Consent

By using our website or services, you provide explicit consent to collect, process, store, and disclose your personal information as outlined in this policy. We ensure complete transparency in how your data is managed.

3. Data We Collect

• Personal Information: Name, contact number, date of birth, identity details.
• Financial Information: Bank account details and loan-related documentation.
• Transaction Records: Loan applications and repayment history.
• External Integrations: Data shared through authorized third-party access.

4. How We Use Your Information

• Assessing loan eligibility and processing applications.
• Providing customer service and grievance resolution.
• Preventing fraud and ensuring regulatory compliance.
• Enhancing website functionality and user experience.

5. Information Sharing

We may share data with trusted lenders, credit bureaus, and payment processors solely for operational purposes. SalaryKart does not sell personal information for marketing or advertising purposes.

6. Your Legal Rights

• Right to access your personal data.
• Right to request correction or deletion.
• Right to withdraw consent.
• Right to lodge a grievance.

7. Data Retention

We retain personal data only as long as necessary to fulfill legal and operational requirements under Indian law.

8. Security Measures

SalaryKart employs strict encryption, secure servers, access controls, and monitoring mechanisms to protect your data.

9. Cookies

Cookies are used to enhance browsing experience, analyze traffic, and personalize services. You may disable cookies via browser settings.

10. Grievance Officer

Name: Meena Joshi
Mobile: 9174748989
Email: grievance@salarykart.com

All disputes are governed by Indian law and subject to Delhi jurisdiction.